Side-by-side · Q2 2026 data
FlatIrons Bank vs First FarmBank
Metric by metric
| Measure | FlatIrons Bank | First FarmBank |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 39 | 73 (stronger) |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 80 (stronger) | 72 |
| Funding & liquidity | 76 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 57th | 50th |
| Total assets | $370.3M | $384.4M |
| Deposits / shares | $336.1M | $327.1M |
| Capital ratio | 8.88% | 12.29% (stronger) |
| Problem loans | 0.00% (stronger) | 0.88% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.51% (stronger) | 1.29% |
| Loans ÷ deposits | 82.0% (stronger) | 89.4% |
| Uninsured deposits | 17.4% (stronger) | 25.5% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FlatIrons Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), FlatIrons Bank leads on 6 and First FarmBank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.