TellerScore

First FarmBank (FDIC certificate #58508) is based in Greeley, Colorado. Its Q2 2026 call report shows $384.4M in total assets and $327.1M in deposits and 6 offices across 2 states.

Based on its Q2 2026 filing, First FarmBank scores 72/100, which we describe as strong. That is higher than 50% of 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 37th. Its strongest component is problem-loan coverage (89/100; 5.3%), and its lowest is funding & liquidity (59/100; 89% loans-to-deposits, 26% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Tier 1 leverage ratio: 12.29%
Loan quality71/100
Noncurrent loans ÷ total loans: 0.88%
Earnings72/100
Return on assets (annualized): 1.29%
Funding & liquidity59/100
Loans ÷ deposits and uninsured-deposit share: 89.4% · 25.5% uninsured
Problem-loan coverage89/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.31%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (74 → 72), mostly because the loan quality component weakened by 18 points.

TellerScore
687378Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202468
Q4 202476
Q1 202577
Q2 202574
Q3 202574
Q4 202574
Q1 202678
Q2 202672
Tier 1 leverage ratio
5.00%8.64%12.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.23%
Q3 202411.45%
Q4 202411.79%
Q1 202511.89%
Q2 202511.91%
Q3 202512.05%
Q4 202512.26%
Q1 202612.23%
Q2 202612.29%
Noncurrent loans
0.02%0.45%0.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.08%
Q3 20240.79%
Q4 20240.03%
Q1 20250.02%
Q2 20250.32%
Q3 20250.43%
Q4 20250.52%
Q1 20260.23%
Q2 20260.88%
Return on assets
1.02%1.19%1.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.05%
Q3 20241.05%
Q4 20241.02%
Q1 20251.08%
Q2 20251.14%
Q3 20251.18%
Q4 20251.16%
Q1 20261.35%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$384.4M12.29%0.88%1.29%89.4%
Q1 202678$382.8M12.23%0.23%1.35%88.5%
Q4 202574$380.1M12.26%0.52%1.16%89.7%
Q3 202574$377.6M12.05%0.43%1.18%94.0%
Q2 202574$372.3M11.91%0.32%1.14%93.8%
Q1 202577$365.8M11.89%0.02%1.08%89.9%
Q4 202476$359.8M11.79%0.03%1.02%91.4%
Q3 202468$358.7M11.45%0.79%1.05%93.5%
Q2 202473$365.6M11.23%0.08%1.05%96.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.29%
68th
Total risk-based capital15.42%
70th
Problem loans0.88%
31st
Net charge-offs0.01%
50th
Return on assets1.29%
53rd
Net interest margin4.47%
78th
Efficiency ratio61.0%
54th
Loans to deposits89.4%
27th
Uninsured deposits25.5%
44th
Loan-loss reserves0.94%
20th
Texas ratio5.3%
34th

Similar-size banks in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
San Luis Valley Federal BankBank Alamosa, CO87 out of 100, Very strong$390.2M18.0%0.15%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
FlatIrons BankBank Boulder, CO74 out of 100, Strong$370.3M8.9%0.00%vs
Native American Bank, National AssociationBank Denver, CO77 out of 100, Strong$362.0M14.4%0.94%vs
Farmers State Bank of CalhanBank Calhan, CO68 out of 100, Moderate$416.4M9.2%0.41%vs
Alamosa State BankBank Alamosa, CO89 out of 100, Very strong$340.3M12.9%0.00%vs

Deposit insurance

Is my money safe at First FarmBank?

Yes. First FarmBank is an FDIC-insured institution (FDIC certificate #58508). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 25.5% of deposits ($83.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.29%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.42% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

First FarmBank lists 6 offices in 5 cities across 2 states. Most locations:

  • Greeley, CO (2)
  • Springfield, CO (1)
  • Sterling, CO (1)
  • Tribune, KS (1)
  • Yuma, CO (1)

All branch addresses and map

Identity & history

Profile

Legal name
First FarmBank
Type
State-chartered bank
FDIC certificate #
58508
RSSD ID
3411773
Primary regulator
FDIC
Holding company
Farmbank Holding Inc
Established
February 12, 2007
Headquarters
2939 65th Ave, Greeley, CO 80634
Employees
57

Quick answers

First FarmBank: common questions

Is First FarmBank FDIC insured?

Yes. First FarmBank is an FDIC-insured institution (FDIC certificate #58508). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First FarmBank's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First FarmBank ever failed?

There is no failure record for FDIC certificate #58508 in the FDIC failed bank list.

How many branches does First FarmBank have?

6 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Greeley

InstitutionScoreAssetsCapitalProblem loansCompare
First National BankBank Fort Pierre, SD84 out of 100, Strong$2.0B21.9%0.69%vs
Verus Bank of CommerceBank Fort Collins, CO84 out of 100, Strong$202.4M18.5%0.00%vs
Adams Bank & TrustBank Ogallala, NE82 out of 100, Strong$1.3B14.1%0.55%vs
Weld Community Credit UnionCredit union Greeley, CO78 out of 100, Strong$109.6M11.3%0.16%vs
Union Bank and Trust CompanyBank Lincoln, NE76 out of 100, Strong$9.2B10.6%0.32%vs
Bank of Estes ParkBank Estes Park, CO76 out of 100, Strong$171.9M10.8%0.00%vs