Side-by-side · Q2 2026 data
Flatwater Bank vs Premier Bank National Association
Metric by metric
| Measure | Flatwater Bank | Premier Bank National Association |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 44 | 76 (stronger) |
| Loan quality | 41 | 60 (stronger) |
| Earnings | 71 | 77 (stronger) |
| Funding & liquidity | 72 (stronger) | 60 |
| Problem-loan coverage | 71 | 87 (stronger) |
| Peer percentile | 13th | 47th |
| Total assets | $367.7M | $342.4M |
| Deposits / shares | $320.8M | $297.1M |
| Capital ratio | 9.38% | 12.59% (stronger) |
| Problem loans | 1.76% | 1.21% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.27% | 1.43% (stronger) |
| Loans ÷ deposits | 84.7% | 82.3% (stronger) |
| Uninsured deposits | 18.5% (stronger) | 31.2% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Premier Bank National Association has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Flatwater Bank leads on 1 and Premier Bank National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.