Side-by-side · Q2 2026 data
Flexpak Federal Credit Union vs Mobile Government Emp. Credit Union
Credit union
Mobile Government Emp. Credit Union
Mobile, Alabama · Under $100 million in assets
Metric by metric
| Measure | Flexpak Federal Credit Union | Mobile Government Emp. Credit Union |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 62 (stronger) | 49 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 83rd | 89th |
| Total assets | $1.9M | $15.0M |
| Deposits / shares | $1.5M | $11.6M |
| Capital ratio | 19.88% | 22.04% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.04% (stronger) | 0.72% |
| Loans ÷ deposits | 93.6% | 30.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mobile Government Emp. Credit Union has the higher TellerScore (90 vs 87). On the 4 directional measures above (where higher or lower is clearly better), Flexpak Federal Credit Union leads on 1 and Mobile Government Emp. Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.