Mobile Government Emp. Credit Union (NCUA charter #61339) is based in Mobile, Alabama. Its Q2 2026 call report shows $15.0M in total assets and $11.6M in member shares and deposits and 3 offices across 3 states.
Based on its Q2 2026 filing, Mobile Government Emp. Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 11th. Its strongest component is capital cushion (100/100; 22.04%), and its lowest is earnings (49/100; 0.72%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (92 → 90), mostly because the earnings component weakened by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 82 |
| Q4 2024 | 81 |
| Q1 2025 | 81 |
| Q2 2025 | 92 |
| Q3 2025 | 94 |
| Q4 2025 | 89 |
| Q1 2026 | 87 |
| Q2 2026 | 90 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.21% |
| Q3 2024 | 18.16% |
| Q4 2024 | 19.38% |
| Q1 2025 | 19.53% |
| Q2 2025 | 19.95% |
| Q3 2025 | 21.33% |
| Q4 2025 | 20.95% |
| Q1 2026 | 21.32% |
| Q2 2026 | 22.04% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.51% |
| Q3 2024 | 0.45% |
| Q4 2024 | 0.40% |
| Q1 2025 | 0.37% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.19% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.12% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.10% |
| Q1 2025 | -0.06% |
| Q2 2025 | 1.30% |
| Q3 2025 | 1.50% |
| Q4 2025 | 0.75% |
| Q1 2026 | 0.56% |
| Q2 2026 | 0.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $15.0M | 22.04% | 0.00% | 0.72% | 30.6% |
| Q1 2026 | 87 | $15.3M | 21.32% | 0.13% | 0.56% | 29.4% |
| Q4 2025 | 89 | $15.5M | 20.95% | 0.19% | 0.75% | 29.9% |
| Q3 2025 | 94 | $15.5M | 21.33% | 0.26% | 1.50% | 27.5% |
| Q2 2025 | 92 | $16.3M | 19.95% | 0.32% | 1.30% | 25.5% |
| Q1 2025 | 81 | $16.5M | 19.53% | 0.37% | -0.06% | 25.4% |
| Q4 2024 | 81 | $16.7M | 19.38% | 0.40% | 0.10% | 27.0% |
| Q3 2024 | 82 | $17.9M | 18.16% | 0.45% | 0.17% | 26.7% |
| Q2 2024 | 81 | $18.8M | 17.21% | 0.51% | 0.12% | 25.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Alabama Postal Federal Credit UnionCredit union Anniston, AL | 73 out of 100, Strong | $15.6M | 14.1% | 1.06% | vs |
| Mobile Postal Credit UnionCredit union Mobile, AL | 57 out of 100, Moderate | $16.7M | 13.2% | 2.87% | vs |
| Fedmont Federal Credit UnionCredit union Montgomery, AL | 75 out of 100, Strong | $13.0M | 13.4% | 0.52% | vs |
| Tuskegee Federal Credit UnionCredit union Tuskegee, AL | 17 out of 100, Low | $11.3M | 4.2% | 4.29% | vs |
| Blue Flame Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $10.7M | 15.4% | 0.00% | vs |
| Opp-Micolas Credit UnionCredit union Opp, AL | 67 out of 100, Moderate | $10.4M | 25.2% | 1.46% | vs |
Deposit insurance
Is my money safe at Mobile Government Emp. Credit Union?
Yes. Mobile Government Emp. Credit Union is a federally insured credit union (NCUA charter #61339). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 22.04%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Mobile Government Emp. Credit Union lists 3 offices in 3 cities across 3 states. Most locations:
- Flint, MI (1)
- Mobile, AL (1)
- Salt Lake City, UT (1)
Identity & history
Profile
- Legal name
- Mobile Government Emp. Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61339
- RSSD ID
- 44095
- Primary regulator
- State + NCUA
- Established
- 1928
- Headquarters
- P. O. Box 2288, Mobile, AL 36652
- Employees
- 5
Quick answers
Mobile Government Emp. Credit Union: common questions
Is Mobile Government Emp. Credit Union NCUA insured?
Yes. Mobile Government Emp. Credit Union is a federally insured credit union (NCUA charter #61339). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Mobile Government Emp. Credit Union's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Mobile Government Emp. Credit Union have?
3 offices as of the latest NCUA data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Mobile
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| University of South Alabama Federal Credit UnionCredit union Mobile, AL | 96 out of 100, Very strong | $56.2M | 16.4% | 0.49% | vs |
| Family Security Credit UnionCredit union Decatur, AL | 95 out of 100, Very strong | $1.1B | 19.9% | 0.61% | vs |
| Blue Flame Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $10.7M | 15.4% | 0.00% | vs |
| Navigator Federal Credit UnionCredit union Pascagoula, MS | 90 out of 100, Very strong | $406.7M | 18.0% | 0.38% | vs |
| Jm Associates Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $151.2M | 15.5% | 0.71% | vs |
| Southern Energy Credit UnionCredit union Birmingham, AL | 84 out of 100, Strong | $3.6B | 14.6% | 0.23% | vs |