Side-by-side · Q2 2026 data
Florence Bank vs Country Bank for Savings
Metric by metric
| Measure | Florence Bank | Country Bank for Savings |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 72 | 98 (stronger) |
| Loan quality | 85 (stronger) | 62 |
| Earnings | 49 | 52 (stronger) |
| Funding & liquidity | 79 (stronger) | 46 |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 74th | 63rd |
| Total assets | $2.0B | $2.2B |
| Deposits / shares | $1.8B | $1.7B |
| Capital ratio | 12.23% | 14.84% (stronger) |
| Problem loans | 0.46% (stronger) | 1.14% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.72% | 0.81% (stronger) |
| Loans ÷ deposits | 71.0% (stronger) | 100.6% |
| Uninsured deposits | 24.6% (stronger) | 27.4% |
| Offices | 13 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Florence Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Florence Bank leads on 4 and Country Bank for Savings on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Belchertown, MA
- Springfield, MA