Side-by-side · Q2 2026 data
Florence Bank vs Greater Springfield Credit Union
Credit union
Greater Springfield Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Florence Bank | Greater Springfield Credit Union |
|---|---|---|
| TellerScore | 74 | 94 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 85 | 85 |
| Earnings | 49 | 92 (stronger) |
| Funding & liquidity | 79 | 99 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 74th | 98th |
| Total assets | $2.0B | $230.3M |
| Deposits / shares | $1.8B | $188.5M |
| Capital ratio | 12.23% | 19.74% (stronger) |
| Problem loans | 0.46% | 0.45% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.72% | 1.79% (stronger) |
| Loans ÷ deposits | 71.0% | 61.6% (stronger) |
| Uninsured deposits | 24.6% | 12.2% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Greater Springfield Credit Union has the higher TellerScore (94 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Florence Bank leads on 1 and Greater Springfield Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.