Side-by-side · Q2 2026 data
Florence Federal Credit Union vs Jefferson Credit Union
Metric by metric
| Measure | Florence Federal Credit Union | Jefferson Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 64 |
| Capital cushion | 91 (stronger) | 53 |
| Loan quality | 70 (stronger) | 54 |
| Earnings | 36 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 54th | 28th |
| Total assets | $65.9M | $91.4M |
| Deposits / shares | $57.0M | $80.9M |
| Capital ratio | 14.05% (stronger) | 10.33% |
| Problem loans | 0.90% (stronger) | 1.38% |
| Net charge-offs | 0.33% (stronger) | 0.90% |
| Return on assets | 0.41% | 0.85% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 58.1% |
| Uninsured deposits | 6.5% (stronger) | 6.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 11.8% |
Florence Federal Credit Union has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Florence Federal Credit Union leads on 6 and Jefferson Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.