Side-by-side · Q2 2026 data
Florida a & M University Federal Credit Union vs Hello Credit Union
Credit union
Florida a & M University Federal Credit Union
Tallahassee, Florida · Under $100 million in assets
Metric by metric
| Measure | Florida a & M University Federal Credit Union | Hello Credit Union |
|---|---|---|
| TellerScore | 43 | 80 (stronger) |
| Capital cushion | 69 | 94 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 0 | 36 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 77 | 97 (stronger) |
| Peer percentile | 4th | 78th |
| Total assets | $28.0M | $159.9M |
| Deposits / shares | $23.8M | $135.2M |
| Capital ratio | 11.88% | 14.35% (stronger) |
| Problem loans | 3.46% | 0.32% (stronger) |
| Net charge-offs | 1.79% | 1.02% (stronger) |
| Return on assets | -1.78% | 0.40% (stronger) |
| Loans ÷ deposits | 44.5% (stronger) | 74.1% |
| Uninsured deposits | 3.0% (stronger) | 3.8% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hello Credit Union has the higher TellerScore (80 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Florida a & M University Federal Credit Union leads on 2 and Hello Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.