Florida a & M University Federal Credit Union (NCUA charter #187) is based in Tallahassee, Florida. Its Q2 2026 call report shows $28.0M in total assets and $23.8M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Florida a & M University Federal Credit Union scores 43/100, which we describe as below average. That is higher than only 4% of 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 104th. Its strongest component is funding & liquidity (100/100; 45% loans-to-deposits, 3% uninsured), and its lowest is earnings (0/100; -1.78%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 26 points (69 → 43), mostly because the earnings component weakened by 100 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 54 |
| Q4 2024 | 50 |
| Q1 2025 | 70 |
| Q2 2025 | 69 |
| Q3 2025 | 55 |
| Q4 2025 | 53 |
| Q1 2026 | 45 |
| Q2 2026 | 43 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.88% |
| Q3 2024 | 13.66% |
| Q4 2024 | 13.51% |
| Q1 2025 | 12.70% |
| Q2 2025 | 13.82% |
| Q3 2025 | 13.31% |
| Q4 2025 | 13.10% |
| Q1 2026 | 12.64% |
| Q2 2026 | 11.88% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 5.23% |
| Q3 2024 | 2.51% |
| Q4 2024 | 3.91% |
| Q1 2025 | 1.82% |
| Q2 2025 | 3.03% |
| Q3 2025 | 5.09% |
| Q4 2025 | 6.34% |
| Q1 2026 | 4.01% |
| Q2 2026 | 3.46% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.65% |
| Q3 2024 | -0.66% |
| Q4 2024 | -0.26% |
| Q1 2025 | 1.12% |
| Q2 2025 | 2.51% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.48% |
| Q1 2026 | -1.37% |
| Q2 2026 | -1.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 43 | $28.0M | 11.88% | 3.46% | -1.78% | 44.5% |
| Q1 2026 | 45 | $27.5M | 12.64% | 4.01% | -1.37% | 43.9% |
| Q4 2025 | 53 | $27.3M | 13.10% | 6.34% | 0.48% | 44.5% |
| Q3 2025 | 55 | $27.3M | 13.31% | 5.09% | 0.56% | 43.9% |
| Q2 2025 | 69 | $28.1M | 13.82% | 3.03% | 2.51% | 42.8% |
| Q1 2025 | 70 | $28.5M | 12.70% | 1.82% | 1.12% | 44.2% |
| Q4 2024 | 50 | $29.1M | 13.51% | 3.91% | -0.26% | 42.8% |
| Q3 2024 | 54 | $28.9M | 13.66% | 2.51% | -0.66% | 43.8% |
| Q2 2024 | 49 | $29.2M | 13.88% | 5.23% | -0.65% | 44.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Compass Financial Federal Credit UnionCredit union Hialeah, FL | 64 out of 100, Moderate | $25.9M | 10.5% | 0.17% | vs |
| Walton County Teachers Federal Credit UnionCredit union Defuniak Spring, FL | 81 out of 100, Strong | $30.1M | 10.9% | 0.45% | vs |
| Suwannee River Federal Credit UnionCredit union Live Oak, FL | 83 out of 100, Strong | $25.7M | 12.1% | 0.03% | vs |
| Pompano Beach City Emp. Credit UnionCredit union Pompano Beach, FL | 80 out of 100, Strong | $31.0M | 19.3% | 0.06% | vs |
| Monroe County Teachers Federal Credit UnionCredit union Key West, FL | 38 out of 100, Low | $24.0M | 9.4% | 2.09% | vs |
| Financial Educators Federal Credit UnionCredit union Daytona Beach, FL | 90 out of 100, Very strong | $23.5M | 15.7% | 0.00% | vs |
Deposit insurance
Is my money safe at Florida a & M University Federal Credit Union?
Yes. Florida a & M University Federal Credit Union is a federally insured credit union (NCUA charter #187). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.0% of shares and deposits ($723K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.88%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Florida a & M University Federal Credit Union lists 1 office in 1 city. Most locations:
- Tallahassee, FL (1)
Identity & history
Profile
- Legal name
- Florida a & M University Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 187
- RSSD ID
- 908179
- Primary regulator
- NCUA
- Established
- 1935
- Headquarters
- 1610 S Monroe St, Tallahassee, FL 32301
- Employees
- 9
Quick answers
Florida a & M University Federal Credit Union: common questions
Is Florida a & M University Federal Credit Union NCUA insured?
Yes. Florida a & M University Federal Credit Union is a federally insured credit union (NCUA charter #187). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Florida a & M University Federal Credit Union's TellerScore?
43 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Florida a & M University Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Tallahassee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hello Credit UnionCredit union Panama City, FL | 80 out of 100, Strong | $159.9M | 14.3% | 0.32% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Campus USA Credit UnionCredit union Gainesville, FL | 76 out of 100, Strong | $4.0B | 12.3% | 0.38% | vs |
| Thomasville National BankBank Thomasville, GA | 76 out of 100, Strong | $2.2B | 10.7% | 0.22% | vs |
| Loyalty Credit UnionCredit union Pensacola, FL | 75 out of 100, Strong | $300.3M | 11.6% | 0.66% | vs |
| Jefferson County Teachers Credit UnionCredit union Monticello, FL | 75 out of 100, Strong | $16.4M | 13.9% | 0.85% | vs |