Side-by-side · Q2 2026 data
Florida Credit Union vs Ocala Community Credit Union
Metric by metric
| Measure | Florida Credit Union | Ocala Community Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 51 |
| Capital cushion | 77 (stronger) | 51 |
| Loan quality | 73 (stronger) | 14 |
| Earnings | 77 (stronger) | 43 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 88 (stronger) | 85 |
| Peer percentile | 75th | 10th |
| Total assets | $2.8B | $49.3M |
| Deposits / shares | $2.4B | $43.9M |
| Capital ratio | 12.70% (stronger) | 10.13% |
| Problem loans | 0.80% (stronger) | 2.57% |
| Net charge-offs | 0.97% (stronger) | 1.19% |
| Return on assets | 1.42% (stronger) | 0.57% |
| Loans ÷ deposits | 96.3% | 33.7% (stronger) |
| Uninsured deposits | 12.1% | 2.3% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 70.0% | — |
Florida Credit Union has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Florida Credit Union leads on 5 and Ocala Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.