Side-by-side · Q2 2026 data
Florida Customs Federal Credit Union vs Franklin-Somerset Federal Credit Union
Metric by metric
| Measure | Florida Customs Federal Credit Union | Franklin-Somerset Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 87 (stronger) | 75 |
| Earnings | 31 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 72nd | 80th |
| Total assets | $6.8M | $149.3M |
| Deposits / shares | $4.8M | $129.3M |
| Capital ratio | 26.76% (stronger) | 12.92% |
| Problem loans | 0.40% (stronger) | 0.75% |
| Net charge-offs | 0.04% (stronger) | 0.40% |
| Return on assets | 0.27% | 1.20% (stronger) |
| Loans ÷ deposits | 50.6% (stronger) | 50.6% |
| Uninsured deposits | 0.0% (stronger) | 5.1% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Florida Customs Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Florida Customs Federal Credit Union leads on 6 and Franklin-Somerset Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.