TellerScore

Florida Customs Federal Credit Union is a federal credit union headquartered in Tampa, Florida, in business for about 91 years. At the end of Q2 2026 it reported $6.8M in total assets and $4.8M in member shares and deposits, with 3 offices across 3 states.

Based on its Q2 2026 filing, Florida Customs Federal Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 17th. Its strongest component is capital cushion (100/100; 26.76%), and its lowest is earnings (31/100; 0.27%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.76%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.40%
Earnings31/100
Return on assets (annualized): 0.27%
Funding & liquidity100/100
Loans ÷ shares: 50.6% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.53%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (86 → 83), mostly because the loan quality component weakened by 13 points.

TellerScore
828588Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202483
Q4 202486
Q1 202585
Q2 202586
Q3 202588
Q4 202587
Q1 202682
Q2 202683
Net worth ratio
7.00%16.88%26.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202423.58%
Q3 202424.07%
Q4 202424.26%
Q1 202524.55%
Q2 202525.44%
Q3 202526.04%
Q4 202526.41%
Q1 202626.33%
Q2 202626.76%
Delinquent loans (60+ days)
0.00%0.20%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.29%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.10%
Q1 20260.34%
Q2 20260.40%
Return on assets
0.07%0.27%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.17%
Q3 20240.22%
Q4 20240.26%
Q1 20250.09%
Q2 20250.31%
Q3 20250.47%
Q4 20250.47%
Q1 20260.07%
Q2 20260.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$6.8M26.76%0.40%0.27%50.6%
Q1 202682$6.9M26.33%0.34%0.07%49.8%
Q4 202587$6.9M26.41%0.10%0.47%51.1%
Q3 202588$6.9M26.04%0.00%0.47%52.3%
Q2 202586$7.1M25.44%0.00%0.31%53.1%
Q1 202585$7.3M24.55%0.00%0.09%46.8%
Q4 202486$7.4M24.26%0.00%0.26%47.2%
Q3 202483$7.4M24.07%0.29%0.22%45.3%
Q2 202485$7.5M23.58%0.00%0.17%41.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.76%
91st
Problem loans0.40%
63rd
Net charge-offs0.04%
63rd
Return on assets0.27%
30th
Loans to deposits50.6%
63rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.83%
81st
Texas ratio0.5%
74th

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Deposit insurance

Is my money safe at Florida Customs Federal Credit Union?

Yes. Florida Customs Federal Credit Union is a federally insured credit union (NCUA charter #378). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Florida Customs Federal Credit Union lists 3 offices in 3 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Florida Customs Federal Credit Union
Type
Federal credit union
NCUA charter #
378
RSSD ID
913678
Primary regulator
NCUA
Established
1935
Headquarters
5519 W Hillsborough Ave, Suite 111, Tampa, FL 33634
Employees
2

Quick answers

Florida Customs Federal Credit Union: common questions

Is Florida Customs Federal Credit Union NCUA insured?

Yes. Florida Customs Federal Credit Union is a federally insured credit union (NCUA charter #378). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Florida Customs Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Florida Customs Federal Credit Union have?

3 offices as of the latest NCUA data, in 3 states.

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