Side-by-side · Q2 2026 data
Florida Customs Federal Credit Union vs San Antonio Citizens Federal Credit Union
Credit union
San Antonio Citizens Federal Credit Union
San Antonio, Florida · $100 million – $1 billion
Metric by metric
| Measure | Florida Customs Federal Credit Union | San Antonio Citizens Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 31 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 72nd | 74th |
| Total assets | $6.8M | $399.9M |
| Deposits / shares | $4.8M | $356.8M |
| Capital ratio | 26.76% (stronger) | 11.02% |
| Problem loans | 0.40% | 0.28% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.26% |
| Return on assets | 0.27% | 1.13% (stronger) |
| Loans ÷ deposits | 50.6% | 50.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 8.1% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Florida Customs Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Florida Customs Federal Credit Union leads on 4 and San Antonio Citizens Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.