Side-by-side · Q2 2026 data
Fm Bank And Trust vs Chambers Bank
Metric by metric
| Measure | Fm Bank And Trust | Chambers Bank |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 36 | 76 (stronger) |
| Loan quality | 83 | 92 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 56 (stronger) | 46 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 53rd | 91st |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 8.62% | 12.57% (stronger) |
| Problem loans | 0.52% | 0.23% (stronger) |
| Net charge-offs | 0.10% | 0.02% (stronger) |
| Return on assets | 2.37% (stronger) | 1.76% |
| Loans ÷ deposits | 91.9% | 86.7% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 40.2% |
| Offices | 13 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.0% |
Chambers Bank has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Fm Bank And Trust leads on 2 and Chambers Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.