Side-by-side · Q2 2026 data
Fm Bank And Trust vs First Service Bank
Metric by metric
| Measure | Fm Bank And Trust | First Service Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 36 | 41 (stronger) |
| Loan quality | 83 | 83 |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 56 (stronger) | 39 |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 53rd | 19th |
| Total assets | $1.4B | $1.0B |
| Deposits / shares | $1.2B | $919.2M |
| Capital ratio | 8.62% | 9.06% (stronger) |
| Problem loans | 0.52% | 0.50% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 2.37% (stronger) | 0.87% |
| Loans ÷ deposits | 91.9% (stronger) | 95.4% |
| Uninsured deposits | 26.3% (stronger) | 38.5% |
| Offices | 13 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.0% |
Fm Bank And Trust has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Fm Bank And Trust leads on 4 and First Service Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.