Side-by-side · Q2 2026 data
FM Bank vs Premier Bank Minnesota
Metric by metric
| Measure | FM Bank | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 27 | 50 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 77 | 97 (stronger) |
| Funding & liquidity | 49 | 55 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 31st | 68th |
| Total assets | $738.4M | $691.5M |
| Deposits / shares | $636.1M | $620.1M |
| Capital ratio | 7.66% | 10.02% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.42% | 1.93% (stronger) |
| Loans ÷ deposits | 77.3% (stronger) | 86.9% |
| Uninsured deposits | 45.4% | 31.6% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
Premier Bank Minnesota has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), FM Bank leads on 2 and Premier Bank Minnesota on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.