Side-by-side · Q2 2026 data
FNB Oxford Bank vs BankPlus
Metric by metric
| Measure | FNB Oxford Bank | BankPlus |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 69 (stronger) | 58 |
| Loan quality | 96 (stronger) | 79 |
| Earnings | 53 | 71 (stronger) |
| Funding & liquidity | 62 | 70 (stronger) |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 61st | 63rd |
| Total assets | $939.7M | $8.4B |
| Deposits / shares | $786.9M | $7.3B |
| Capital ratio | 11.87% (stronger) | 10.84% |
| Problem loans | 0.13% (stronger) | 0.64% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 0.83% | 1.27% (stronger) |
| Loans ÷ deposits | 67.0% (stronger) | 86.3% |
| Uninsured deposits | 43.4% | 18.5% (stronger) |
| Offices | 7 | 73 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.2% |
FNB Oxford Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), FNB Oxford Bank leads on 5 and BankPlus on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.