Side-by-side · Q2 2026 data
FNB Oxford Bank vs BNA Bank
Metric by metric
| Measure | FNB Oxford Bank | BNA Bank |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 69 | 75 (stronger) |
| Loan quality | 96 (stronger) | 76 |
| Earnings | 53 | 84 (stronger) |
| Funding & liquidity | 62 | 67 (stronger) |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 61st | 68th |
| Total assets | $939.7M | $855.7M |
| Deposits / shares | $786.9M | $718.7M |
| Capital ratio | 11.87% | 12.49% (stronger) |
| Problem loans | 0.13% (stronger) | 0.72% |
| Net charge-offs | 0.02% (stronger) | 1.52% |
| Return on assets | 0.83% | 1.60% (stronger) |
| Loans ÷ deposits | 67.0% (stronger) | 76.1% |
| Uninsured deposits | 43.4% | 30.1% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BNA Bank has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), FNB Oxford Bank leads on 3 and BNA Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.