Side-by-side · Q2 2026 data
Fnb South vs Community Bank of Georgia
Metric by metric
| Measure | Fnb South | Community Bank of Georgia |
|---|---|---|
| TellerScore | 95 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 100 (stronger) | 65 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 65 | 83 (stronger) |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 99th | 57th |
| Total assets | $734.8M | $269.5M |
| Deposits / shares | $610.4M | $239.6M |
| Capital ratio | 16.24% (stronger) | 10.99% |
| Problem loans | 0.00% (stronger) | 1.05% |
| Net charge-offs | -1.45% (stronger) | 0.10% |
| Return on assets | 2.64% (stronger) | 1.85% |
| Loans ÷ deposits | 78.9% | 77.1% (stronger) |
| Uninsured deposits | 29.7% | 14.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fnb South has the higher TellerScore (95 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Fnb South leads on 5 and Community Bank of Georgia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Baxley, GA