Side-by-side · Q2 2026 data
FNB Washington vs Union State Bank
Metric by metric
| Measure | FNB Washington | Union State Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 97 (stronger) | 55 |
| Funding & liquidity | 61 | 74 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 92nd | 53rd |
| Total assets | $87.8M | $206.2M |
| Deposits / shares | $57.4M | $175.2M |
| Capital ratio | 25.88% (stronger) | 10.29% |
| Problem loans | 0.18% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.94% (stronger) | 0.87% |
| Loans ÷ deposits | 70.7% | 65.1% (stronger) |
| Uninsured deposits | 40.8% | 34.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FNB Washington has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FNB Washington leads on 3 and Union State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.