FNB Washington (FDIC certificate #4792) is based in Washington, Kansas. Its Q2 2026 call report shows $87.8M in total assets and $57.4M in deposits and 1 office.
Based on its Q2 2026 filing, FNB Washington scores 92/100, which we describe as very strong. That is higher than 92% of 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 8th. Its strongest component is capital cushion (100/100; 25.88%), and its lowest is funding & liquidity (61/100; 71% loans-to-deposits, 41% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (85 → 92), mostly because the loan quality component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 86 |
| Q4 2024 | 86 |
| Q1 2025 | 86 |
| Q2 2025 | 85 |
| Q3 2025 | 66 |
| Q4 2025 | 87 |
| Q1 2026 | 90 |
| Q2 2026 | 92 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 24.81% |
| Q3 2024 | 26.38% |
| Q4 2024 | 25.24% |
| Q1 2025 | 25.44% |
| Q2 2025 | 25.20% |
| Q3 2025 | 26.87% |
| Q4 2025 | 25.61% |
| Q1 2026 | 26.33% |
| Q2 2026 | 25.88% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.69% |
| Q2 2025 | 0.75% |
| Q3 2025 | 3.27% |
| Q4 2025 | 0.48% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.18% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.64% |
| Q3 2024 | 1.58% |
| Q4 2024 | 1.53% |
| Q1 2025 | 1.80% |
| Q2 2025 | 1.78% |
| Q3 2025 | 1.77% |
| Q4 2025 | 1.69% |
| Q1 2026 | 1.99% |
| Q2 2026 | 1.94% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 92 | $87.8M | 25.88% | 0.18% | 1.94% | 70.7% |
| Q1 2026 | 90 | $88.1M | 26.33% | 0.42% | 1.99% | 71.6% |
| Q4 2025 | 87 | $86.6M | 25.61% | 0.48% | 1.69% | 74.0% |
| Q3 2025 | 66 | $83.2M | 26.87% | 3.27% | 1.77% | 74.2% |
| Q2 2025 | 85 | $84.5M | 25.20% | 0.75% | 1.78% | 74.8% |
| Q1 2025 | 86 | $91.0M | 25.44% | 0.69% | 1.80% | 68.2% |
| Q4 2024 | 86 | $85.0M | 25.24% | 0.53% | 1.53% | 69.8% |
| Q3 2024 | 86 | $88.1M | 26.38% | 0.50% | 1.58% | 67.9% |
| Q2 2024 | 87 | $82.4M | 24.81% | 0.55% | 1.64% | 69.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of DightonBank Dighton, KS | 64 out of 100, Moderate | $88.5M | 16.1% | 2.39% | vs |
| New Century BankBank Belleville, KS | 79 out of 100, Strong | $88.9M | 13.2% | 0.87% | vs |
| The Farmers State BankBank Holton, KS | 83 out of 100, Strong | $86.3M | 12.7% | 0.45% | vs |
| The Stock Exchange Bank, Caldwell, KansasBank Caldwell, KS | 60 out of 100, Moderate | $90.3M | 9.0% | 1.03% | vs |
| The Farmers State BankBank Wathena, KS | 72 out of 100, Strong | $84.7M | 13.6% | 1.74% | vs |
| The First State BankBank Ness City, KS | 92 out of 100, Very strong | $84.3M | 15.3% | 0.00% | vs |
Deposit insurance
Is my money safe at FNB Washington?
Yes. FNB Washington is an FDIC-insured institution (FDIC certificate #4792). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 40.8% of deposits ($23.4M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 25.88%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
FNB Washington lists 1 office in 1 city. Most locations:
- Washington, KS (1)
Identity & history
Profile
- Legal name
- FNB Washington
- Former names
- The First National Bank of Washington
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 4792
- RSSD ID
- 209559
- Primary regulator
- FED
- Holding company
- Washington 1st Banco Inc
- Established
- January 1, 1883
- Headquarters
- 101 C St, Washington, KS 66968
- Website
- www.fnbwashington.com
- Employees
- 11
Quick answers
FNB Washington: common questions
Is FNB Washington FDIC insured?
Yes. FNB Washington is an FDIC-insured institution (FDIC certificate #4792). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is FNB Washington's TellerScore?
92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has FNB Washington ever failed?
There is no failure record for FDIC certificate #4792 in the FDIC failed bank list.
How many branches does FNB Washington have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kaw Valley State Bank and Trust CompanyBank Wamego, KS | 85 out of 100, Very strong | $295.8M | 11.7% | 0.08% | vs |
| Heartland BankBank Geneva, NE | 80 out of 100, Strong | $911.1M | 10.3% | 0.13% | vs |
| United Bank & TrustBank Marysville, KS | 79 out of 100, Strong | $892.9M | 11.5% | 0.00% | vs |
| First Commerce BankBank Marysville, KS | 79 out of 100, Strong | $138.5M | 11.8% | 0.26% | vs |
| The Citizens State Bank and Trust CompanyBank Council Grove, KS | 75 out of 100, Strong | $96.1M | 9.0% | 0.11% | vs |
| Union State BankBank Clay Center, KS | 73 out of 100, Strong | $206.2M | 10.3% | 0.00% | vs |