Side-by-side · Q2 2026 data
FNBC Bank & Trust vs Lisle Savings Bank
Metric by metric
| Measure | FNBC Bank & Trust | Lisle Savings Bank |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 99 (stronger) | 68 |
| Earnings | 67 (stronger) | 54 |
| Funding & liquidity | 89 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 68th | 77th |
| Total assets | $581.6M | $544.5M |
| Deposits / shares | $525.1M | $383.3M |
| Capital ratio | 10.02% | 26.10% (stronger) |
| Problem loans | 0.04% (stronger) | 0.95% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.18% (stronger) | 0.84% |
| Loans ÷ deposits | 61.8% (stronger) | 77.3% |
| Uninsured deposits | 23.3% | 8.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Lisle Savings Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), FNBC Bank & Trust leads on 4 and Lisle Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.