TellerScore

Lisle Savings Bank (FDIC certificate #29800) is based in Lisle, Illinois. Its Q2 2026 call report shows $544.5M in total assets and $383.3M in deposits and 4 offices.

Lisle Savings Bank has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 67th. Capital cushion contributes the most (100/100, 26.10%); earnings contributes the least (54/100, 0.84%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 26.10%
Loan quality68/100
Noncurrent loans ÷ total loans: 0.95%
Earnings54/100
Return on assets (annualized): 0.84%
Funding & liquidity83/100
Loans ÷ deposits and uninsured-deposit share: 77.3% · 8.4% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (73 → 80), mostly because the earnings component improved by 23 points.

TellerScore
707580Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202473
Q4 202473
Q1 202573
Q2 202573
Q3 202572
Q4 202572
Q1 202672
Q2 202680
Tier 1 leverage ratio
5.00%15.62%26.24%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202424.63%
Q3 202425.09%
Q4 202425.07%
Q1 202524.93%
Q2 202525.20%
Q3 202525.91%
Q4 202526.24%
Q1 202625.97%
Q2 202626.10%
Noncurrent loans
0.95%1.31%1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.67%
Q3 20241.33%
Q4 20241.28%
Q1 20251.26%
Q2 20251.25%
Q3 20251.42%
Q4 20251.44%
Q1 20261.38%
Q2 20260.95%
Return on assets
0.16%0.50%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.35%
Q3 20240.33%
Q4 20240.32%
Q1 20250.16%
Q2 20250.28%
Q3 20250.30%
Q4 20250.29%
Q1 20260.33%
Q2 20260.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$544.5M26.10%0.95%0.84%77.3%
Q1 202672$551.8M25.97%1.38%0.33%73.8%
Q4 202572$544.9M26.24%1.44%0.29%73.9%
Q3 202572$537.9M25.91%1.42%0.30%73.7%
Q2 202573$550.2M25.20%1.25%0.28%73.2%
Q1 202573$555.4M24.93%1.26%0.16%70.7%
Q4 202473$557.1M25.07%1.28%0.32%72.2%
Q3 202473$551.7M25.09%1.33%0.33%73.2%
Q2 202470$551.9M24.63%1.67%0.35%72.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.10%
98th
Total risk-based capital0.00%
24th
Problem loans0.95%
29th
Net charge-offs-0.00%
84th
Return on assets0.84%
25th
Net interest margin2.82%
6th
Efficiency ratio61.7%
52nd
Loans to deposits77.3%
55th
Uninsured deposits8.4%
96th
Loan-loss reserves0.97%
23rd
Texas ratio2.0%
57th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
First Nations BankBank Chicago, IL82 out of 100, Strong$536.6M14.1%0.12%vs
Pan American Bank & TrustBank Melrose Park, IL59 out of 100, Moderate$536.1M8.6%0.12%vs
Citizens Community BankBank Mascoutah, IL31 out of 100, Low$531.0M9.8%5.81%vs
First Secure Community BankBank Sugar Grove, IL34 out of 100, Low$528.8M9.4%2.85%vs
Bank of BellevilleBank Belleville, IL47 out of 100, Below average$562.9M8.4%2.02%vs
Germantown Trust & Savings BankBank Breese, IL87 out of 100, Very strong$523.6M11.6%0.13%vs

Deposit insurance

Is my money safe at Lisle Savings Bank?

Yes. Lisle Savings Bank is an FDIC-insured institution (FDIC certificate #29800). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 8.4% of deposits ($32.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 26.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Lisle Savings Bank lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lisle Savings Bank
Former names
Lisle Savings and Loan Association
Type
SI
FDIC certificate #
29800
RSSD ID
133971
Primary regulator
FDIC
Established
January 1, 1917
Headquarters
1450 Maple Ave, Lisle, IL 60532
Employees
53

Quick answers

Lisle Savings Bank: common questions

Is Lisle Savings Bank FDIC insured?

Yes. Lisle Savings Bank is an FDIC-insured institution (FDIC certificate #29800). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Lisle Savings Bank's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Lisle Savings Bank ever failed?

There is no failure record for FDIC certificate #29800 in the FDIC failed bank list.

How many branches does Lisle Savings Bank have?

4 offices as of the latest FDIC data.

Nearby

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