Side-by-side · Q2 2026 data
FNBC Bank & Trust vs St. Martin De Porres Parish Federal Credit Union
Credit union
St. Martin De Porres Parish Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | FNBC Bank & Trust | St. Martin De Porres Parish Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 93 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 67 (stronger) | 64 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 94th |
| Total assets | $581.6M | $383K |
| Deposits / shares | $525.1M | $326K |
| Capital ratio | 10.02% | 14.96% (stronger) |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.18% (stronger) | 1.10% |
| Loans ÷ deposits | 61.8% | 12.3% (stronger) |
| Uninsured deposits | 23.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
St. Martin De Porres Parish Federal Credit Union has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), FNBC Bank & Trust leads on 2 and St. Martin De Porres Parish Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.