Side-by-side · Q2 2026 data
FNBC Bank vs Bank of Salem
Metric by metric
| Measure | FNBC Bank | Bank of Salem |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 47 | 74 (stronger) |
| Loan quality | 74 (stronger) | 40 |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 74 |
| Problem-loan coverage | 88 (stronger) | 80 |
| Peer percentile | 40th | 47th |
| Total assets | $843.3M | $261.5M |
| Deposits / shares | $704.1M | $227.6M |
| Capital ratio | 9.68% | 12.43% (stronger) |
| Problem loans | 0.79% (stronger) | 1.79% |
| Net charge-offs | 0.06% (stronger) | 0.25% |
| Return on assets | 1.60% | 2.03% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 86.2% |
| Uninsured deposits | 12.1% (stronger) | 15.2% |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
Bank of Salem has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), FNBC Bank leads on 4 and Bank of Salem on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mammoth Spring, AR
- Salem, AR