Side-by-side · Q2 2026 data
FNBC Bank vs Century Bank of the Ozarks
Metric by metric
| Measure | FNBC Bank | Century Bank of the Ozarks |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 47 (stronger) | 38 |
| Loan quality | 74 | 94 (stronger) |
| Earnings | 84 | 97 (stronger) |
| Funding & liquidity | 75 (stronger) | 68 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 40th | 57th |
| Total assets | $843.3M | $305.3M |
| Deposits / shares | $704.1M | $273.1M |
| Capital ratio | 9.68% (stronger) | 8.84% |
| Problem loans | 0.79% | 0.19% (stronger) |
| Net charge-offs | 0.06% | -0.06% (stronger) |
| Return on assets | 1.60% | 1.92% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 92.7% |
| Uninsured deposits | 12.1% | 10.5% (stronger) |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
Century Bank of the Ozarks has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), FNBC Bank leads on 2 and Century Bank of the Ozarks on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.