Side-by-side · Q2 2026 data
FNBC Bank vs First Western Bank
Metric by metric
| Measure | FNBC Bank | First Western Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 47 (stronger) | 39 |
| Loan quality | 74 | 75 (stronger) |
| Earnings | 84 (stronger) | 64 |
| Funding & liquidity | 75 (stronger) | 52 |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 40th | 19th |
| Total assets | $843.3M | $792.7M |
| Deposits / shares | $704.1M | $673.8M |
| Capital ratio | 9.68% (stronger) | 8.90% |
| Problem loans | 0.79% | 0.76% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.60% (stronger) | 1.11% |
| Loans ÷ deposits | 85.6% (stronger) | 95.5% |
| Uninsured deposits | 12.1% (stronger) | 26.4% |
| Offices | 14 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 1.4% |
FNBC Bank has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), FNBC Bank leads on 5 and First Western Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.