TellerScore

Side-by-side · Q2 2026 data

Fnbt Bank vs Sunrise Bank

Bank

Fnbt Bank

Fort Walton Beach, Florida · $100 million – $1 billion

79of 100
Strong

Bank

Sunrise Bank

Orlando, Florida · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureFnbt BankSunrise Bank
TellerScore79 (stronger)68
Capital cushion61 (stronger)45
Loan quality100 (stronger)97
Earnings80 (stronger)72
Funding & liquidity64 (stronger)42
Problem-loan coverage100 (stronger)98
Peer percentile75th37th
Total assets$628.5M$622.9M
Deposits / shares$555.9M$544.2M
Capital ratio11.08% (stronger)9.50%
Problem loans0.00% (stronger)0.10%
Net charge-offs-0.08% (stronger)0.00%
Return on assets1.51% (stronger)1.29%
Loans ÷ deposits43.0% (stronger)91.4%
Uninsured deposits47.9%39.1% (stronger)
Offices93
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Fnbt Bank has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fnbt Bank leads on 6 and Sunrise Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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