Sunrise Bank is a state-chartered bank headquartered in Orlando, Florida, in business for about 21 years. At the end of Q2 2026 it reported $622.9M in total assets and $544.2M in deposits, with 4 offices.
Based on its Q2 2026 filing, Sunrise Bank scores 68/100, which we describe as moderate. That is higher than only 37% of 2,650 banks with $100 million – $1 billion. Among 82 banks headquartered in Florida, it ranks 46th. Its strongest component is problem-loan coverage (98/100; 0.9%), and its lowest is funding & liquidity (42/100; 91% loans-to-deposits, 39% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 61 |
| Q4 2024 | 67 |
| Q1 2025 | 66 |
| Q2 2025 | 69 |
| Q3 2025 | 70 |
| Q4 2025 | 68 |
| Q1 2026 | 68 |
| Q2 2026 | 68 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.19% |
| Q3 2024 | 9.31% |
| Q4 2024 | 9.19% |
| Q1 2025 | 9.29% |
| Q2 2025 | 9.65% |
| Q3 2025 | 9.64% |
| Q4 2025 | 9.30% |
| Q1 2026 | 9.74% |
| Q2 2026 | 9.50% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.19% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.07% |
| Q1 2026 | 0.11% |
| Q2 2026 | 0.10% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.97% |
| Q4 2024 | 1.02% |
| Q1 2025 | 1.14% |
| Q2 2025 | 1.19% |
| Q3 2025 | 1.27% |
| Q4 2025 | 1.33% |
| Q1 2026 | 1.27% |
| Q2 2026 | 1.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $622.9M | 9.50% | 0.10% | 1.29% | 91.4% |
| Q1 2026 | 68 | $599.8M | 9.74% | 0.11% | 1.27% | 87.4% |
| Q4 2025 | 68 | $600.3M | 9.30% | 0.07% | 1.33% | 84.6% |
| Q3 2025 | 70 | $608.6M | 9.64% | 0.00% | 1.27% | 86.0% |
| Q2 2025 | 69 | $596.3M | 9.65% | 0.00% | 1.19% | 88.5% |
| Q1 2025 | 66 | $601.2M | 9.29% | 0.19% | 1.14% | 88.5% |
| Q4 2024 | 67 | $579.8M | 9.19% | 0.00% | 1.02% | 89.0% |
| Q3 2024 | 61 | $577.4M | 9.31% | 0.53% | 0.97% | 87.8% |
| Q2 2024 | 66 | $529.8M | 9.19% | 0.00% | 0.92% | 92.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fnbt BankBank Fort Walton Beach, FL | 79 out of 100, Strong | $628.5M | 11.1% | 0.00% | vs |
| Sunstate BankBank Miami, FL | 76 out of 100, Strong | $580.4M | 11.5% | 0.00% | vs |
| Intracoastal BankBank Palm Coast, FL | 73 out of 100, Strong | $573.2M | 9.8% | 0.04% | vs |
| Florida Capital Bank, National AssociationBank Jacksonville, FL | 64 out of 100, Moderate | $713.1M | 9.8% | 0.16% | vs |
| Axiom Bank, National AssociationBank Maitland, FL | 67 out of 100, Moderate | $732.4M | 11.7% | 0.06% | vs |
| BankFloridaBank Dade City, FL | 75 out of 100, Strong | $459.5M | 12.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Sunrise Bank?
Yes. Sunrise Bank is an FDIC-insured institution (FDIC certificate #58029). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 39.1% of deposits ($212.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.50%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Sunrise Bank lists 3 offices in 3 cities. Most locations:
- Cocoa Beach, FL (1)
- Orlando, FL (1)
- Ormond Beach, FL (1)
Identity & history
Profile
- Legal name
- Sunrise Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58029
- RSSD ID
- 3370133
- Primary regulator
- FDIC
- Holding company
- Sunrise Bancshares Inc
- Established
- August 1, 2005
- Headquarters
- 109 E Church St, Orlando, FL 32801
- Website
- www.sunrise.bank
- Employees
- 60
Quick answers
Sunrise Bank: common questions
Is Sunrise Bank FDIC insured?
Yes. Sunrise Bank is an FDIC-insured institution (FDIC certificate #58029). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sunrise Bank's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sunrise Bank ever failed?
There is no failure record for FDIC certificate #58029 in the FDIC failed bank list.
How many branches does Sunrise Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Orlando
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Credit UnionCredit union New Rockford, ND | 95 out of 100, Very strong | $171.6M | 17.7% | 0.22% | vs |
| Local 606 Electrical Workers Federal Credit UnionCredit union Orlando, FL | 89 out of 100, Very strong | $5.5M | 24.2% | 0.00% | vs |
| Portrait BankBank Winter Park, FL | 79 out of 100, Strong | $44.7M | 99.2% | 0.00% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Cypress Bank & TrustBank Melbourne, FL | 79 out of 100, Strong | $256.8M | 11.8% | 0.00% | vs |
| First Colony Bank of FloridaBank Maitland, FL | 79 out of 100, Strong | $291.1M | 9.9% | 0.17% | vs |