Side-by-side · Q2 2026 data
Fo Me Bo Co Federal Credit Union vs Urban Beginnings Choice Federal Credit Union
Credit union
Fo Me Bo Co Federal Credit Union
Wabash, Indiana · Under $100 million in assets
Credit union
Urban Beginnings Choice Federal Credit Union
Fort Wayne, Indiana · Under $100 million in assets
Metric by metric
| Measure | Fo Me Bo Co Federal Credit Union | Urban Beginnings Choice Federal Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 69 |
| Peer percentile | 98th | 16th |
| Total assets | $3.8M | $1.8M |
| Deposits / shares | $3.1M | $1.3M |
| Capital ratio | 17.32% (stronger) | 9.77% |
| Problem loans | 0.00% (stronger) | 3.89% |
| Net charge-offs | 0.00% (stronger) | 5.58% |
| Return on assets | 2.04% | 2.55% (stronger) |
| Loans ÷ deposits | 73.7% | 55.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fo Me Bo Co Federal Credit Union has the higher TellerScore (98 vs 56). On the 6 directional measures above (where higher or lower is clearly better), Fo Me Bo Co Federal Credit Union leads on 4 and Urban Beginnings Choice Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.