Side-by-side · Q2 2026 data
Focus Bank vs Alliance Bank
Metric by metric
| Measure | Focus Bank | Alliance Bank |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 76 | 86 (stronger) |
| Loan quality | 72 | 91 (stronger) |
| Earnings | 87 (stronger) | 77 |
| Funding & liquidity | 52 | 70 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 61st | 86th |
| Total assets | $854.1M | $391.3M |
| Deposits / shares | $679.8M | $334.8M |
| Capital ratio | 12.61% | 13.57% (stronger) |
| Problem loans | 0.85% | 0.26% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.67% (stronger) | 1.41% |
| Loans ÷ deposits | 103.6% | 90.6% (stronger) |
| Uninsured deposits | 19.7% | 11.4% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 2.3% |
Alliance Bank has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Focus Bank leads on 1 and Alliance Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.