Side-by-side · Q2 2026 data
Focus Bank vs Citizens Deposit Bank of Arlington, Inc.
Metric by metric
| Measure | Focus Bank | Citizens Deposit Bank of Arlington, Inc. |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 76 | 87 (stronger) |
| Loan quality | 72 (stronger) | 69 |
| Earnings | 87 (stronger) | 84 |
| Funding & liquidity | 52 | 54 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $854.1M | $348.2M |
| Deposits / shares | $679.8M | $287.8M |
| Capital ratio | 12.61% | 13.66% (stronger) |
| Problem loans | 0.85% (stronger) | 0.94% |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 1.67% (stronger) | 1.60% |
| Loans ÷ deposits | 103.6% | 85.1% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 34.5% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Citizens Deposit Bank of Arlington, Inc. has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Focus Bank leads on 3 and Citizens Deposit Bank of Arlington, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.