Side-by-side · Q2 2026 data
Focus Bank vs First Midwest Bank of Dexter
Metric by metric
| Measure | Focus Bank | First Midwest Bank of Dexter |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 76 (stronger) | 60 |
| Loan quality | 72 | 74 (stronger) |
| Earnings | 87 | 94 (stronger) |
| Funding & liquidity | 52 (stronger) | 35 |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 61st | 40th |
| Total assets | $854.1M | $652.0M |
| Deposits / shares | $679.8M | $524.4M |
| Capital ratio | 12.61% (stronger) | 10.97% |
| Problem loans | 0.85% | 0.79% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.67% | 1.86% (stronger) |
| Loans ÷ deposits | 103.6% (stronger) | 106.7% |
| Uninsured deposits | 19.7% (stronger) | 32.0% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 2.3% |
Focus Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Focus Bank leads on 4 and First Midwest Bank of Dexter on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.