Side-by-side · Q2 2026 data
Fontana Federal Credit Union vs Mid-Cities Credit Union
Metric by metric
| Measure | Fontana Federal Credit Union | Mid-Cities Credit Union |
|---|---|---|
| TellerScore | 56 (stronger) | 54 |
| Capital cushion | 36 (stronger) | 21 |
| Loan quality | 65 | 77 (stronger) |
| Earnings | 23 (stronger) | 21 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 16th | 13th |
| Total assets | $17.5M | $16.0M |
| Deposits / shares | $16.1M | $14.6M |
| Capital ratio | 8.61% (stronger) | 7.11% |
| Problem loans | 1.06% | 0.69% (stronger) |
| Net charge-offs | 0.36% (stronger) | 1.73% |
| Return on assets | 0.08% (stronger) | 0.01% |
| Loans ÷ deposits | 42.4% | 35.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fontana Federal Credit Union has the higher TellerScore (56 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Fontana Federal Credit Union leads on 4 and Mid-Cities Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.