Mid-Cities Credit Union (NCUA charter #95073) is based in Compton, California. Its Q2 2026 call report shows $16.0M in total assets and $14.6M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Mid-Cities Credit Union scores 54/100, which we describe as below average. That is higher than only 13% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 210th. Its strongest component is funding & liquidity (100/100; 36% loans-to-deposits, 0% uninsured), and its lowest is earnings (21/100; 0.01%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 21 points (33 → 54), mostly because the loan quality component improved by 77 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 25 |
| Q3 2024 | 42 |
| Q4 2024 | 29 |
| Q1 2025 | 37 |
| Q2 2025 | 33 |
| Q3 2025 | 31 |
| Q4 2025 | 30 |
| Q1 2026 | 49 |
| Q2 2026 | 54 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.60% |
| Q3 2024 | 7.77% |
| Q4 2024 | 7.35% |
| Q1 2025 | 7.60% |
| Q2 2025 | 7.74% |
| Q3 2025 | 7.70% |
| Q4 2025 | 7.22% |
| Q1 2026 | 6.97% |
| Q2 2026 | 7.11% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 8.71% |
| Q3 2024 | 1.77% |
| Q4 2024 | 3.19% |
| Q1 2025 | 2.74% |
| Q2 2025 | 3.10% |
| Q3 2025 | 2.98% |
| Q4 2025 | 2.87% |
| Q1 2026 | 1.27% |
| Q2 2026 | 0.69% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.49% |
| Q3 2024 | -1.65% |
| Q4 2024 | -1.72% |
| Q1 2025 | 0.02% |
| Q2 2025 | -0.20% |
| Q3 2025 | -0.62% |
| Q4 2025 | -0.84% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $16.0M | 7.11% | 0.69% | 0.01% | 35.7% |
| Q1 2026 | 49 | $16.3M | 6.97% | 1.27% | 0.01% | 29.2% |
| Q4 2025 | 30 | $15.7M | 7.22% | 2.87% | -0.84% | 32.7% |
| Q3 2025 | 31 | $15.8M | 7.70% | 2.98% | -0.62% | 33.9% |
| Q2 2025 | 33 | $16.5M | 7.74% | 3.10% | -0.20% | 32.9% |
| Q1 2025 | 37 | $17.0M | 7.60% | 2.74% | 0.02% | 34.5% |
| Q4 2024 | 29 | $17.6M | 7.35% | 3.19% | -1.72% | 36.5% |
| Q3 2024 | 42 | $18.0M | 7.77% | 1.77% | -1.65% | 37.6% |
| Q2 2024 | 25 | $18.8M | 7.60% | 8.71% | -1.49% | 38.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Community Federal Credit UnionCredit union San Francisco, CA | 100 out of 100, Very strong | $15.2M | 32.6% | 0.00% | vs |
| L.A. Healthcare Federal Credit UnionCredit union Los Angeles, CA | 53 out of 100, Below average | $14.9M | 8.3% | 0.92% | vs |
| Fontana Federal Credit UnionCredit union Fontana, CA | 56 out of 100, Moderate | $17.5M | 8.6% | 1.06% | vs |
| United Association Credit UnionCredit union Concord, CA | 80 out of 100, Strong | $14.3M | 17.3% | 0.45% | vs |
| Atchison Village Credit UnionCredit union Richmond, CA | 51 out of 100, Below average | $13.3M | 11.3% | 2.01% | vs |
| Espeeco Federal Credit UnionCredit union Bakersfield, CA | 50 out of 100, Below average | $12.0M | 7.0% | 0.65% | vs |
Deposit insurance
Is my money safe at Mid-Cities Credit Union?
Mid-Cities Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 7.11%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Mid-Cities Credit Union lists 1 office in 1 city. Most locations:
- Compton, CA (1)
Identity & history
Profile
- Legal name
- Mid-Cities Credit Union
- Type
- Non-federally insured state credit union
- NCUA charter #
- 95073
- RSSD ID
- 195090
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- 325 S Santa Fe Ave, Compton, CA 90221
- Employees
- 5
Quick answers
Mid-Cities Credit Union: common questions
Is Mid-Cities Credit Union NCUA insured?
Mid-Cities Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.
What is Mid-Cities Credit Union's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Mid-Cities Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Compton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Santa Ana Federal Credit UnionCredit union Santa Ana, CA | 90 out of 100, Very strong | $111.6M | 13.5% | 0.06% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |