Side-by-side · Q2 2026 data
Fontana Federal Credit Union vs United Association Credit Union
Metric by metric
| Measure | Fontana Federal Credit Union | United Association Credit Union |
|---|---|---|
| TellerScore | 56 | 80 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 65 | 85 (stronger) |
| Earnings | 23 (stronger) | 21 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 16th | 65th |
| Total assets | $17.5M | $14.3M |
| Deposits / shares | $16.1M | $11.8M |
| Capital ratio | 8.61% | 17.30% (stronger) |
| Problem loans | 1.06% | 0.45% (stronger) |
| Net charge-offs | 0.36% | -0.02% (stronger) |
| Return on assets | 0.08% (stronger) | 0.02% |
| Loans ÷ deposits | 42.4% (stronger) | 62.3% |
| Uninsured deposits | 0.0% (stronger) | 1.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Association Credit Union has the higher TellerScore (80 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Fontana Federal Credit Union leads on 3 and United Association Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.