Side-by-side · Q2 2026 data
Fontana Federal Credit Union vs Vida Federal Credit Union
Metric by metric
| Measure | Fontana Federal Credit Union | Vida Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 83 (stronger) |
| Capital cushion | 36 | 88 (stronger) |
| Loan quality | 65 | 96 (stronger) |
| Earnings | 23 | 39 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 16th | 83rd |
| Total assets | $17.5M | $174.6M |
| Deposits / shares | $16.1M | $150.4M |
| Capital ratio | 8.61% | 13.75% (stronger) |
| Problem loans | 1.06% | 0.13% (stronger) |
| Net charge-offs | 0.36% | 0.34% (stronger) |
| Return on assets | 0.08% | 0.49% (stronger) |
| Loans ÷ deposits | 42.4% (stronger) | 59.0% |
| Uninsured deposits | 0.0% (stronger) | 5.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vida Federal Credit Union has the higher TellerScore (83 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Fontana Federal Credit Union leads on 2 and Vida Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.