Side-by-side · Q2 2026 data
Foothill Federal Credit Union vs Mypoint Credit Union
Metric by metric
| Measure | Foothill Federal Credit Union | Mypoint Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 58 |
| Capital cushion | 73 (stronger) | 36 |
| Loan quality | 93 (stronger) | 91 |
| Earnings | 36 (stronger) | 32 |
| Funding & liquidity | 74 (stronger) | 55 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 60th | 16th |
| Total assets | $778.6M | $704.5M |
| Deposits / shares | $654.7M | $576.3M |
| Capital ratio | 12.29% (stronger) | 8.55% |
| Problem loans | 0.22% (stronger) | 0.27% |
| Net charge-offs | 0.24% | 0.11% (stronger) |
| Return on assets | 0.41% (stronger) | 0.30% |
| Loans ÷ deposits | 86.4% (stronger) | 105.1% |
| Uninsured deposits | 6.6% (stronger) | 8.3% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.1% | 33.3% |
Foothill Federal Credit Union has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Foothill Federal Credit Union leads on 6 and Mypoint Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.