Side-by-side · Q2 2026 data
Forcht Bank, National Association vs Transcend Credit Union
Metric by metric
| Measure | Forcht Bank, National Association | Transcend Credit Union |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 32 | 84 (stronger) |
| Loan quality | 98 (stronger) | 96 |
| Earnings | 50 | 68 (stronger) |
| Funding & liquidity | 80 (stronger) | 69 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 40th | 83rd |
| Total assets | $1.6B | $588.3M |
| Deposits / shares | $1.5B | $473.2M |
| Capital ratio | 8.16% | 13.37% (stronger) |
| Problem loans | 0.05% (stronger) | 0.13% |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 0.74% | 1.19% (stronger) |
| Loans ÷ deposits | 75.1% (stronger) | 91.0% |
| Uninsured deposits | 19.9% | 9.8% (stronger) |
| Offices | 22 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transcend Credit Union has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Forcht Bank, National Association leads on 3 and Transcend Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.