Side-by-side · Q2 2026 data
Ford County State Bank vs Swedish-American State Bank
Metric by metric
| Measure | Ford County State Bank | Swedish-American State Bank |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 62 | 88 (stronger) |
| Loan quality | 85 (stronger) | 69 |
| Earnings | 56 | 93 (stronger) |
| Funding & liquidity | 98 (stronger) | 76 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 54th | 73rd |
| Total assets | $58.4M | $55.5M |
| Deposits / shares | $52.8M | $43.7M |
| Capital ratio | 11.17% | 13.75% (stronger) |
| Problem loans | 0.44% (stronger) | 0.93% |
| Net charge-offs | 0.00% | -0.07% (stronger) |
| Return on assets | 0.89% | 1.83% (stronger) |
| Loans ÷ deposits | 57.2% (stronger) | 82.8% |
| Uninsured deposits | 16.9% | 15.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Swedish-American State Bank has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Ford County State Bank leads on 2 and Swedish-American State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.