Headquartered in Courtland, Kansas, Swedish-American State Bank is a state-chartered bank with $55.5M in total assets and $43.7M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1913.
Based on its Q2 2026 filing, Swedish-American State Bank scores 83/100, which we describe as strong. That is higher than 73% of 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 42nd. Its strongest component is earnings (93/100; 1.83%), and its lowest is loan quality (69/100; 0.93%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (74 → 83), mostly because the loan quality component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 81 |
| Q4 2024 | 84 |
| Q1 2025 | 78 |
| Q2 2025 | 74 |
| Q3 2025 | 76 |
| Q4 2025 | 79 |
| Q1 2026 | 85 |
| Q2 2026 | 83 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.30% |
| Q3 2024 | 11.87% |
| Q4 2024 | 12.80% |
| Q1 2025 | 13.02% |
| Q2 2025 | 12.94% |
| Q3 2025 | 13.22% |
| Q4 2025 | 13.58% |
| Q1 2026 | 14.27% |
| Q2 2026 | 13.75% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.02% |
| Q1 2025 | 1.29% |
| Q2 2025 | 1.31% |
| Q3 2025 | 1.01% |
| Q4 2025 | 0.87% |
| Q1 2026 | 1.17% |
| Q2 2026 | 0.93% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.17% |
| Q3 2024 | 1.22% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.60% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.65% |
| Q1 2026 | 1.90% |
| Q2 2026 | 1.83% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $55.5M | 13.75% | 0.93% | 1.83% | 82.8% |
| Q1 2026 | 85 | $52.8M | 14.27% | 1.17% | 1.90% | 70.9% |
| Q4 2025 | 79 | $57.6M | 13.58% | 0.87% | 1.65% | 97.0% |
| Q3 2025 | 76 | $54.4M | 13.22% | 1.01% | 1.45% | 91.2% |
| Q2 2025 | 74 | $53.0M | 12.94% | 1.31% | 1.51% | 81.1% |
| Q1 2025 | 78 | $53.3M | 13.02% | 1.29% | 1.60% | 67.8% |
| Q4 2024 | 84 | $58.4M | 12.80% | 0.02% | 1.32% | 83.2% |
| Q3 2024 | 81 | $54.3M | 11.87% | 0.03% | 1.22% | 84.2% |
| Q2 2024 | 79 | $59.4M | 11.30% | 0.00% | 1.17% | 81.2% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Security State BankBank Wellington, KS | 79 out of 100, Strong | $55.1M | 15.6% | 1.44% | vs |
| Bank of GreeleyBank Greeley, KS | 86 out of 100, Very strong | $54.4M | 12.3% | 0.31% | vs |
| The Farmers State Bank of Blue MoundBank Blue Mound, KS | 76 out of 100, Strong | $57.6M | 11.6% | 0.20% | vs |
| The City State BankBank Fort Scott, KS | 77 out of 100, Strong | $57.7M | 8.9% | 0.00% | vs |
| Ford County State BankBank Spearville, KS | 75 out of 100, Strong | $58.4M | 11.2% | 0.44% | vs |
| The State Exchange BankBank Mankato, KS | 65 out of 100, Moderate | $50.9M | 12.2% | 1.85% | vs |
Deposit insurance
Is my money safe at Swedish-American State Bank?
Yes. Swedish-American State Bank is an FDIC-insured institution (FDIC certificate #12865). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.7% of deposits ($6.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.75%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.96% (benchmark: 10%).
1 location
Branches
Swedish-American State Bank lists 1 office in 1 city. Most locations:
- Courtland, KS (1)
Identity & history
Profile
- Legal name
- Swedish-American State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 12865
- RSSD ID
- 973252
- Primary regulator
- FDIC
- Holding company
- Swedish-American Bancshares
- Established
- March 13, 1913
- Headquarters
- 324 Liberty St, Courtland, KS 66939
- Website
- www.mysasb.com
- Employees
- 8
Quick answers
Swedish-American State Bank: common questions
Is Swedish-American State Bank FDIC insured?
Yes. Swedish-American State Bank is an FDIC-insured institution (FDIC certificate #12865). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Swedish-American State Bank's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Swedish-American State Bank ever failed?
There is no failure record for FDIC certificate #12865 in the FDIC failed bank list.
How many branches does Swedish-American State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Courtland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Horizon BankBank Waverly, NE | 87 out of 100, Very strong | $574.3M | 14.0% | 0.46% | vs |
| Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE | 80 out of 100, Strong | $562.9M | 13.4% | 0.19% | vs |
| New Century BankBank Belleville, KS | 79 out of 100, Strong | $88.9M | 13.2% | 0.87% | vs |
| United Bank & TrustBank Marysville, KS | 79 out of 100, Strong | $892.9M | 11.5% | 0.00% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| Farmers and Merchants BankBank Milford, NE | 78 out of 100, Strong | $1.1B | 10.6% | 0.00% | vs |