Side-by-side · Q2 2026 data
Ford County State Bank vs The Security State Bank
Metric by metric
| Measure | Ford County State Bank | The Security State Bank |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 85 (stronger) | 52 |
| Earnings | 56 | 65 (stronger) |
| Funding & liquidity | 98 (stronger) | 92 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 54th | 63rd |
| Total assets | $58.4M | $55.1M |
| Deposits / shares | $52.8M | $47.7M |
| Capital ratio | 11.17% | 15.56% (stronger) |
| Problem loans | 0.44% (stronger) | 1.44% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.89% | 1.13% (stronger) |
| Loans ÷ deposits | 57.2% | 37.0% (stronger) |
| Uninsured deposits | 16.9% (stronger) | 22.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Security State Bank has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Ford County State Bank leads on 3 and The Security State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.