The Security State Bank (FDIC certificate #12422) is based in Wellington, Kansas. Its Q2 2026 call report shows $55.1M in total assets and $47.7M in deposits and 1 office.
The Security State Bank has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 63% of its 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 67th. Capital cushion contributes the most (100/100, 15.56%); loan quality contributes the least (52/100, 1.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (76 → 79), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 71 |
| Q4 2024 | 71 |
| Q1 2025 | 74 |
| Q2 2025 | 76 |
| Q3 2025 | 64 |
| Q4 2025 | 76 |
| Q1 2026 | 81 |
| Q2 2026 | 79 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.13% |
| Q3 2024 | 15.68% |
| Q4 2024 | 15.45% |
| Q1 2025 | 15.57% |
| Q2 2025 | 15.95% |
| Q3 2025 | 15.54% |
| Q4 2025 | 14.47% |
| Q1 2026 | 15.15% |
| Q2 2026 | 15.56% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.64% |
| Q3 2024 | 1.62% |
| Q4 2024 | 1.66% |
| Q1 2025 | 1.44% |
| Q2 2025 | 1.42% |
| Q3 2025 | 2.82% |
| Q4 2025 | 1.33% |
| Q1 2026 | 1.34% |
| Q2 2026 | 1.44% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.14% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.33% |
| Q1 2025 | 0.49% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.79% |
| Q1 2026 | 1.19% |
| Q2 2026 | 1.13% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $55.1M | 15.56% | 1.44% | 1.13% | 37.0% |
| Q1 2026 | 81 | $55.3M | 15.15% | 1.34% | 1.19% | 40.5% |
| Q4 2025 | 76 | $56.3M | 14.47% | 1.33% | 0.79% | 40.9% |
| Q3 2025 | 64 | $56.7M | 15.54% | 2.82% | 0.89% | 42.4% |
| Q2 2025 | 76 | $51.0M | 15.95% | 1.42% | 0.78% | 45.7% |
| Q1 2025 | 74 | $51.7M | 15.57% | 1.44% | 0.49% | 45.0% |
| Q4 2024 | 71 | $50.8M | 15.45% | 1.66% | 0.33% | 41.2% |
| Q3 2024 | 71 | $50.7M | 15.68% | 1.62% | 0.32% | 43.8% |
| Q2 2024 | 68 | $52.4M | 15.13% | 1.64% | 0.14% | 41.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Swedish-American State BankBank Courtland, KS | 83 out of 100, Strong | $55.5M | 13.8% | 0.93% | vs |
| Bank of GreeleyBank Greeley, KS | 86 out of 100, Very strong | $54.4M | 12.3% | 0.31% | vs |
| The Farmers State Bank of Blue MoundBank Blue Mound, KS | 76 out of 100, Strong | $57.6M | 11.6% | 0.20% | vs |
| The City State BankBank Fort Scott, KS | 77 out of 100, Strong | $57.7M | 8.9% | 0.00% | vs |
| Ford County State BankBank Spearville, KS | 75 out of 100, Strong | $58.4M | 11.2% | 0.44% | vs |
| The State Exchange BankBank Mankato, KS | 65 out of 100, Moderate | $50.9M | 12.2% | 1.85% | vs |
Deposit insurance
Is my money safe at The Security State Bank?
Yes. The Security State Bank is an FDIC-insured institution (FDIC certificate #12422). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.7% of deposits ($10.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The Security State Bank lists 1 office in 1 city. Most locations:
- Wellington, KS (1)
Identity & history
Profile
- Legal name
- The Security State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 12422
- RSSD ID
- 73956
- Primary regulator
- FDIC
- Holding company
- SSB Holdings Inc
- Established
- June 15, 1897
- Headquarters
- 101 N Washington Ave, Wellington, KS 67152
- Website
- www.ssbwellington.com
- Employees
- 13
Quick answers
The Security State Bank: common questions
Is The Security State Bank FDIC insured?
Yes. The Security State Bank is an FDIC-insured institution (FDIC certificate #12422). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Security State Bank's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Security State Bank ever failed?
There is no failure record for FDIC certificate #12422 in the FDIC failed bank list.
How many branches does The Security State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wellington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Impact BankBank Wellington, KS | 80 out of 100, Strong | $167.2M | 10.6% | 0.03% | vs |
| The Valley State BankBank Belle Plaine, KS | 78 out of 100, Strong | $200.5M | 12.2% | 0.09% | vs |
| Vintage Bank KansasBank Leon, KS | 78 out of 100, Strong | $288.6M | 11.6% | 0.53% | vs |
| Union State BankBank Arkansas City, KS | 76 out of 100, Strong | $719.1M | 10.2% | 0.19% | vs |
| Commerce BankBank Kansas City, MO | 76 out of 100, Strong | $35.0B | 11.4% | 0.17% | vs |
| Bank of CommerceBank Chanute, KS | 74 out of 100, Strong | $497.5M | 9.2% | 0.05% | vs |