Side-by-side · Q2 2026 data
Foresight Bank vs First Northern Credit Union
Metric by metric
| Measure | Foresight Bank | First Northern Credit Union |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 63 | 63 |
| Loan quality | 50 | 76 (stronger) |
| Earnings | 61 | 97 (stronger) |
| Funding & liquidity | 66 | 79 (stronger) |
| Problem-loan coverage | 82 | 91 (stronger) |
| Peer percentile | 27th | 74th |
| Total assets | $1.7B | $333.2M |
| Deposits / shares | $1.5B | $288.2M |
| Capital ratio | 11.27% | 11.31% (stronger) |
| Problem loans | 1.51% | 0.71% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.18% |
| Return on assets | 1.02% | 1.93% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 80.9% |
| Uninsured deposits | 33.2% | 4.0% (stronger) |
| Offices | 12 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 11.9% |
First Northern Credit Union has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Foresight Bank leads on 2 and First Northern Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.