Side-by-side · Q2 2026 data
Foresight Bank vs First State Bank
Metric by metric
| Measure | Foresight Bank | First State Bank |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 63 (stronger) | 59 |
| Loan quality | 50 | 84 (stronger) |
| Earnings | 61 | 67 (stronger) |
| Funding & liquidity | 66 (stronger) | 49 |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 27th | 53rd |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.5B | $1.3B |
| Capital ratio | 11.27% (stronger) | 10.93% |
| Problem loans | 1.51% | 0.47% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.02% | 1.16% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 98.1% |
| Uninsured deposits | 33.2% | 26.8% (stronger) |
| Offices | 12 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 7.3% |
First State Bank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Foresight Bank leads on 2 and First State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.