Side-by-side · Q2 2026 data
Foresight Bank vs Teachers Credit Union
Metric by metric
| Measure | Foresight Bank | Teachers Credit Union |
|---|---|---|
| TellerScore | 62 | 81 (stronger) |
| Capital cushion | 63 | 72 (stronger) |
| Loan quality | 50 | 95 (stronger) |
| Earnings | 61 (stronger) | 54 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 27th | 68th |
| Total assets | $1.7B | $37.6M |
| Deposits / shares | $1.5B | $32.9M |
| Capital ratio | 11.27% | 12.23% (stronger) |
| Problem loans | 1.51% | 0.16% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.02% (stronger) | 0.85% |
| Loans ÷ deposits | 74.0% | 53.9% (stronger) |
| Uninsured deposits | 33.2% | 3.2% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Teachers Credit Union has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Foresight Bank leads on 1 and Teachers Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.