Side-by-side · Q2 2026 data
Forest Area Federal Credit Union vs Extra Credit Union
Metric by metric
| Measure | Forest Area Federal Credit Union | Extra Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 36 | 48 (stronger) |
| Earnings | 87 (stronger) | 67 |
| Funding & liquidity | 89 | 96 (stronger) |
| Problem-loan coverage | 81 | 90 (stronger) |
| Peer percentile | 54th | 76th |
| Total assets | $318.3M | $345.4M |
| Deposits / shares | $277.8M | $285.1M |
| Capital ratio | 12.76% | 17.51% (stronger) |
| Problem loans | 1.92% | 1.56% (stronger) |
| Net charge-offs | 0.97% (stronger) | 1.76% |
| Return on assets | 1.69% (stronger) | 1.16% |
| Loans ÷ deposits | 71.5% | 64.4% (stronger) |
| Uninsured deposits | 3.5% (stronger) | 6.4% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Extra Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Forest Area Federal Credit Union leads on 3 and Extra Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.