Side-by-side · Q2 2026 data
Forest Area Federal Credit Union vs Kalsee Credit Union
Metric by metric
| Measure | Forest Area Federal Credit Union | Kalsee Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 78 (stronger) | 56 |
| Loan quality | 36 | 90 (stronger) |
| Earnings | 87 (stronger) | 52 |
| Funding & liquidity | 89 (stronger) | 72 |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 54th | 51st |
| Total assets | $318.3M | $291.5M |
| Deposits / shares | $277.8M | $261.8M |
| Capital ratio | 12.76% (stronger) | 10.60% |
| Problem loans | 1.92% | 0.31% (stronger) |
| Net charge-offs | 0.97% | 0.51% (stronger) |
| Return on assets | 1.69% (stronger) | 0.80% |
| Loans ÷ deposits | 71.5% (stronger) | 87.8% |
| Uninsured deposits | 3.5% (stronger) | 6.7% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.0% |
Forest Area Federal Credit Union has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Forest Area Federal Credit Union leads on 5 and Kalsee Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.