Side-by-side · Q2 2026 data
Forest Area Federal Credit Union vs Soo Co-Op Credit Union
Metric by metric
| Measure | Forest Area Federal Credit Union | Soo Co-Op Credit Union |
|---|---|---|
| TellerScore | 71 | 88 (stronger) |
| Capital cushion | 78 | 87 (stronger) |
| Loan quality | 36 | 89 (stronger) |
| Earnings | 87 (stronger) | 76 |
| Funding & liquidity | 89 | 95 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 54th | 92nd |
| Total assets | $318.3M | $324.4M |
| Deposits / shares | $277.8M | $281.4M |
| Capital ratio | 12.76% | 13.67% (stronger) |
| Problem loans | 1.92% | 0.32% (stronger) |
| Net charge-offs | 0.97% | 0.20% (stronger) |
| Return on assets | 1.69% (stronger) | 1.41% |
| Loans ÷ deposits | 71.5% | 64.8% (stronger) |
| Uninsured deposits | 3.5% | 0.6% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Soo Co-Op Credit Union has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Forest Area Federal Credit Union leads on 1 and Soo Co-Op Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.